Insurance and Brokers


The Swazi Insurance industry is still in the developmental stage. There are a couple of insurance companies in Swaziland; - life insurers and non-life insurers. The Swazi industry is highly concentrated with large companies such as Swaziland Royal Insurance Corporation (SRIC), Old Mutual, Metropolitan, Liberty Life and Momentum Insurance all operational. The industry’s key growth driver is the non-life segment, which accounted for the largest share of 50.8% of the industry’s written premium value in 2012. The Swazi insurance industry is regulated by the Registrar of Insurance and Retirement Funds (RIRF) now known as the Financial Services Regulatory Authority (FSRA).   



AON is a global provider of risk management, insurance and reinsurance brokerage, and human resources solutions and outsourcing services. AON’s key advantage is their broad view of two of the most important issues in our economy today: risk and people. AON also focuses on client. They develop solutions customized to each client and business and in this manner uncover risks and discover new opportunities to make your business more successful. For more info, or call (+268) 2404 3226.



Dups Direct Insurance Company is a micro-insurance company licensed by the Office of the Registrar of Insurance and Retirement Funds (RIRF) (Licence Number LT/08/2014). The company was born from the marked success of Dups Insurance Brokers (Pty) Ltd (DIB) which operated as a brokerage company since establishment in the year 2000. DDI primarily offers funeral insurance with plans of venturing to other short-term insurance products in the near future. The company is a licensed and experienced funeral insurance provider and from as little as E7 per month, individuals and families can be covered immediately on what they call the Dignified Funeral Plan. For more info on the company and its products, visit or call (+268) 2505 3292.


GetMed provides administration and risk management solutions for small to medium sized health and wellness business units such as sick funds, health insurance companies, employer groups or social affinity groups that offer health and wellness benefits to their members mainly from the low to middle income communities. It is GetMed’s mission to provide integrated managed care solutions that will address the needs of the beneficiary, the health care provider, the medically indicated requirements of the health event as well as the financial risk of the specific plan assuring members of access to affordable health care of the best quality on a sustainable basis. For more info, visit or call (+268) 2404 7613.


Lidwala Insurance Company is a locally owned short term insurance company in the Kingdom of Swaziland. The Company opened its doors to the trading public in 2009, after acquiring its operating license from the Registrar of Insurance & Pension Funds. As the name implies, Lidwala Insurance Company comes at the back of strong capital and technical background with a philosophy deeply rooted in offering custom made Alternative Risk Transfer Solutions (ART) for the various insuring public. For more info, visit or call (+268) 2505 9123/4


Metropolitan International is a trusted financial services provider focusing on meeting the health care and life insurance needs of the individuals in a number of African countries and other emerging markets. The core businesses of MMI are long and short-term insurance, asset management, savings, investment, healthcare administration and employee benefits. Product solutions are provided to all market segments through the well established Momentum and Metropolitan brands. Prior to the merger of Metropolitan and Momentum, both of these companies maintained a significant presence in the Southern African financial services landscape. For more info, visit or call (+268) 2404 1369.


Sefika Insurance Brokers was registered in 2009. The company is licensed to operate as a short and long term broker in the Kingdom of Swaziland. Company is fully owned by Swazis and is licensed to operate with all insurance companies in Swaziland. Sefika provides services to Individuals and Businesses. Sefika covers a broad spectrum including Car Insurance, Home Insurance, Commercial Insurance, Investments and more. For more info, visit or call (+268) 2404 9909.


The Swaziland Royal Insurance Corporation was established in 1973. The objective of the Corporation is to provide adequate and proper insurance business of all classes including both short and long term insurance, in accordance with the conditions appropriate in the normal and proper conduct of insurance business. The Corporation has grown and improved over the years. Since then, Swaziland Royal Insurance has steadily grown to be a solid and reputable insurer. The establishment of the Corporation has succeeded in contributing to a stable domestic insurance environment that has benefited the Swaziland economy to a large extent as evidenced by the large and serious claims it has had to pay over the years. The Corporation has been involved in providing insurance cover to individuals, small and large industries, which have been the stronghold of the Swaziland economy. For more info, visit or call (+268) 2404 3231.


Tibiyo Insurance Group claims to be specialists in offering individuals and businesses comprehensive risk cover and employee benefit schemes as well as personal financial advice, no matter what size or type of business or how diverse their needs are. The company’s main risk solutions are in Commercial Lines, Personal Lines, Workmen’s Compensation, Motor Insurance and Claims. The company can operate with any other Insurance Company and they are ready to assist individuals and Businesses. For more info, visit or call (+268) 2417 1729.  


Finsure Insurance Brokers was established in 1995. It offers insurance brokage services to the Swazi Market in both short term and long term insurance. It is a fully fledged subsidiary of FINCORP. They play an intermediary role, selling various insurance products to the market on behalf of various insurance companies according to the clients preference. They assess client’s insurance need, advise and match them with the most suitable products available in the market. For more info, contact (+268) 2505 6563.

Patula Risk Swaziland is a bespoke and independent insurance brokerage that provides innovative and specialized risk and insurance solutions to corporate clients in Swaziland. They find cost-effective strategies to manage and mitigate clients unique corporate risks. By focusing on corporate clients in Swaziland, Patula Risk acts as an extension to companies risk departments. They provide services such as Risk Survey Services, All legislated short term insurance products, Political Risk Insurance cover for multinational transactions and more. For more info, contact (+268) 7602 2183.